FICO Credit Reports
Credit reports are available from myFICO using data from any or all three credit bureaus. Unlike the free annual credit report mandated by the Fair Credit Reporting Act (FCRA), these reports come with a FICO score, which is normally purchased separately from the report. The report is available online and instantly accessible provided there are no verification problems, with a printable version available.
There are two credit reports to choose from: FICO Standard and FICO Credit Complete. FICO Standard goes for around $16 and includes a single report and score from the customer’s choice of credit bureau. Additional scores cost an extra $16 each. FICO Credit Complete provides a comprehensive report with all three credit scores. It also includes additional features such as score calculators and resource articles. Customers can make a one-time purchase for around $48, or automatically repurchase every year for $43 per report.