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Step 1

Where to get the FICO Credit Score

Fair Isaac sells consumer credit scores online in various content packages. The basic package is the FICO Standard ($15.95), which provides a single score from the user’s choice of credit bureau. The standard package includes a FICO credit score, a credit report from the chosen credit bureau, and a FICO Score Simulator where users can predict score adjustments for various credit actions.

A more detailed package, FICO Credit Complete ($47.85) offers scores and credit reports from all three credit bureaus. It also includes the Score Simulator, plus a detailed explanation of the three credit scores. Users can also choose an automatic repurchase program, which sells annual scores and reports for $42.84 per year.