CreditReport.com Credit Monitoring
The credit monitoring program provides customers with unlimited access to their credit reports and scores. This allows customers to track their credit scores on a day-to-day basis and see which actions are causing negative changes. Users can also choose to receive phone or email alerts when there are significant changes to the credit report such as bill charges, new public records, and new accounts. The site also includes several useful articles and resources to help consumers better manage their credit and protect against identity theft, which is the main function of credit monitoring.
Users can also access useful resources for credit management. Using information from the credit reports, the site will rate a person’s score and suggest actions or products to help improve on the negative points, as well as leverage one’s strengths.
Credit Report offers 24/7 monitoring of information from all three credit bureaus. If there’s any suspicious credit activity, customers can find out immediately and take action before further damage can be done. It is important to note, however, that Credit Report does not assist in taking actual action against identify theft—it only tracks suspicious changes and offers links to federal authorities.