Credit Report Tools
Credit.com helps users make the most of their credit reports with various analysis and informative tools. These tools help them compete alongside other popular web resources such as TransUnion’s True Credit (truecredit.com), Experian’s Free Credit Report (freecreditreport.com) and Consumer Info (consumerinfo.com), and Credit Report (creditreport.com). Here are some of the most popular tools offered by Credit.com:
Credit Score Compass: This is an instant credit score estimator. It takes into account basic credit facts such as number of credit cards, total debt against credit limit, negative records, and number of credit inquiries to come up with a general FICO score range. The Credit Score Compass also classifies scores on a scale from Very Bad to Excellent and suggests products and strategies to improve the credit score.
Credit Report Comparison Chart: This chart compares all available credit report and credit monitoring products from the three bureaus, as well as Fair Isaac, creator of the standard FICO score. The commonly viewed aspects for each product are listed in a reader-friendly table, making it easy to compare specific features. The features listed include credit report features, credit scores (availability and score type), credit monitoring system, perks, and price.
Ask John: This is a column-style advice section where John, the site’s resident expert, provides practical tips on all credit-related matters. It also includes a Credit Report Shopping Guide to the major credit report sources: Equifax, Experian, TransUnion, AnnualCreditReport.com, and myFICO. It also briefly discusses secondary sources such as ChoiceTrust (offered by ChoicePoint), which is used for insurance evaluations.
